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Terms of Use & Privacy Policy

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Effective Date: August 06, 2018

TERMS OF USE

Lewis Glasgow (“Individual” or “I”) operates the website located at https://www.lewisglasgow.com/ (the “Site”).  Please read these Terms of Use (“Agreement” or “Terms of Use”) carefully before using the Site.  This Agreement sets forth the legally binding terms and conditions for using the Site and all services provided on the Site.  This Agreement applies to all users of the Site.  By using the Site in any manner, you agree to be bound by the terms and conditions of this Agreement, including any additional terms, conditions, and policies available on the Site. 

Services.  Individual provides investing education for his subscribers to use personally.  This service is only available to current subscribers who are in full compliance with this Terms of Use Agreement.

Site Visitors.  The Site is only available to users who are 18 years of age or older.  By using the Site, you represent and warrant that you are at least 18 years old and that all registration information you submit is accurate and truthful.  Individual may, in his sole discretion, refuse to allow access to or use of the Site to any user.  This provision is void where prohibited by law, and the right to access the Site is revoked in such jurisdictions. 

You agree to comply with all laws regarding online conduct.  In addition, you must abide by Individuals policies as stated in this Agreement and other policy documents listed on the Site, as well as all other operating rules, policies and procedures that may be published from time to time on the Site by Individual, each of which is incorporated herein by reference and each of which may be updated by Individual from time to time without notice to you. 

Several features on the Site require registration and creation of a member account.  You must keep account information up-to-date and accurate at all times, including a valid email address.  You may not transfer or sell your account or User ID to any other party. You must treat your account information as confidential and personal to you.  Keep your password secure.  Do not provide your username or password information to any other party.  You agree that you are fully responsible for any and all activity, liability, and damage resulting from your failure to maintain password confidentiality.  You also agree that Individual cannot and will not be liable for any loss or damage arising from your failure to keep your password secure.  You agree to notify Individual immediately in the event of any unauthorised use of your password or any breach of security.

Individual reserves the right to refuse or suspend service to anyone, for any reason, at any time, including in the event of your actual or suspected unauthorised use of the services or non-compliance with these Terms of Use or other policy set out by Individual.  Individual reserves the right, in his sole discretion, to cancel unconfirmed or inactive accounts. 

Terms of Sale.  Use of the software offered on the Site or associated sites (https://www.sixfigurecapital.com) requires payment of a subscription fee.  Unless otherwise stated, all prices and fees are quoted in Great Britain Pounds (GBP).  If you elect to subscribe for my services, you shall pay all applicable fees, as described on the Site.  All fees are exclusive of state and local sales or use taxes and any duties imposed by taxing authorities, and you shall be responsible for payment of all such taxes.  You agree to pay any such taxes that might be applicable to your use of the services and payments made to the Individual.  Individual reserves the right to change his prices at any time, and any such changes or modifications shall be posted on the Site and effective immediately without the need for further notice to any user.  Any such changes or modifications in prices and fees shall be effective when the services in question come up for renewal.  You authorise Individual, directly or through third parties, to make any inquiries it considers necessary to validate your account and financial information you provide.  All fees relating to usage of the services are charged automatically using the payment method specified by you on file with Individual for your user account.  Your subscription will automatically renew at the end of the subscription period for the duration of your selected contract.  You may not cancel your subscription, but failure to make payment will result in all services being temporarily unavailable until payment has been collected. You acknowledge and understand that Individual will continue to charge you until your specified contract is paid, regardless of whether the services are used or not.  Individual will not refund any subscription fees already paid to him.  You shall not have any claims against Individual in relation to the discontinuation of the services.  All prices and fees are non-refundable unless otherwise expressly noted, even if the services are suspended or terminated prior to the end of a payment term.  If, at any time, you contact your bank or credit card company and decline or otherwise reject the charge of any payable fees, this act will be considered a breach of your obligations hereunder and will result in legal action being taken against you.  If you have any questions concerning your order, please contact us using the contact information available on the Site. 

Idea Submissions.  Individual considers any unsolicited suggestions, ideas, proposals or other material submitted to it by users (“Material”) to be non-confidential and non-proprietary, and Individual shall not be liable for the disclosure or use of such Material. Any communication by you to Individual is subject to this Agreement.  You hereby grant and agree to grant Individual a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sub-licensable and transferable right and license to incorporate, use, publish, and exploit such Material for any purpose whatsoever, commercial or otherwise, including but not limited to incorporating it in the API, documentation, or any product or service, without compensation or accounting to you and without further recourse by you. 

Third Party Advertising.  The Site may contain links to third-party websites, advertisers, or services that are not owned or controlled by Individual.  I cannot control, and I assume no responsibility for, the content, availability, privacy practices, or business practices of any third-party websites or resources linked to or referenced on the Site. Individual does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such websites or resources.  You agree that Individual shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or resources. Your dealings with any such third-party websites are solely between you and those third parties.  If you access a third-party website from the Service, you do so at your own risk, and you understand that these Terms of Use and other policies set by Individual do not apply to your use of such websites.  I encourage you to be aware of when you leave the Site, and to read the terms and conditions and privacy policies of any third-party websites or services that you visit. 

Resolution of Disputes and Release.  In the event a dispute arises between you and Individual, please contact Individual.  For all purposes of this Agreement, the parties consent to exclusive jurisdiction and venue in the Court of Session, Scotland or nationwide courts located in the United Kingdom.  You hereby waive any right to assert the doctrine of forum non-conveniens or similar doctrine or to object to venue with respect to any proceeding brought in accordance with this paragraph.  Use of the Site is not authorised in any jurisdiction that does not give effect to all provisions of the Agreement, including without limitation, this section.  You and Individual agree that any cause of action arising out of or related to the Site or this Agreement must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred. 

Should you have a dispute with one or more users, or an outside party, you release Individual from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.  Individual encourages users to report user-to-user disputes to your local law enforcement, postmaster general, or a certified mediation or arbitration entity, as applicable.

Intellectual Property.  Unless otherwise noted, all of the text, information, data, graphics, photographs, images, illustrations, animations, software, audio, video, and all other content on the Site (collectively, the “Content”) is subject to the copyright and other intellectual property rights of Individual.  All Content on the Site is the sole property of Individual.  Individual reserves all rights not expressly granted in and to the Site and the Content.  Subscribers on the Site are granted a limited, non-exclusive, revocable license to use the software provided on the Site for the sole purpose of education.  This limited license shall remain in effect until your subscription is terminated as provided in this Agreement.  You agree not to engage in any use of the Content other than as expressly permitted by Individual.  The educational courses and other Individual Content may not be copied, distributed, modified, or reproduced in any medium or for any purpose without express written permission from Individual.  You agree not to circumvent, disable, or otherwise interfere with security-related features of the Site or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Site or any of the Content therein. 

“Lewis Glasgow” and other trademarks, trade names, graphics, logos, domain names, designs, page headers, button icons, service names, and any other features of the Site (collectively, the “Trademarks”) are the sole property of Individual.  This Agreement does not grant you any license or right to use the Trademarks for any purpose, whether for commercial or non-commercial use.  Individuals Trademarks may not be used except as expressly permitted by Individual.

DMCA Notice.  Individual reserves the right in his sole discretion to remove any content from the Site for which he has been informed or has reason to believe may infringe a third party’s intellectual property right(s).  If you believe your copyrighted work has been copied on the Site in a way that constitutes copyright infringement, please notify Individual at the Notice address provided in these Terms of Use.  You must provide the following information in writing:  (i) An electronic or physical signature of a person authorised to act on behalf of the copyright owner; (ii) identification of the copyrighted work that you claim has been infringed; (iii) identification of the material that is claimed to be infringing and where it is located on the Site; (iv) information reasonably sufficient to permit Individual to contact you, such as your address, telephone number, and email address; (v) a statement that you have a good faith belief that use of the material in the manner complained of is not authorised by the copyright owner, its agent, or the law; and (vi) a statement, made under the penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorised to act on behalf of the owner.  Please note that this procedure is exclusively for notifying Individual that your copyrighted material has been infringed, and the preceding requirements are intended to comply with the Digital Millennium Copyright Act of 1998 (the “DMCA”). 

Access and Interference.  Individual does not guarantee continuous, uninterrupted access to the Site, and operation of the Site may be interfered with by numerous factors outside Individual’s control.  You agree that you will not:  (i) Take any action that imposes, or may impose, in Individual’s sole discretion, an unreasonable or disproportionately large load on the infrastructure; (ii) copy, reproduce, modify, create derivative works from, distribute, or publicly display any user Content (except for your Content) without the prior express written permission of Individual and the appropriate third party, as applicable; (iii) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site; or (iv) bypass Individual’s robot exclusion headers or other measures Individual may use to prevent or restrict access to the Site. 

Breach.  Without limiting any other remedies, Individual may, without notice, and without refunding any fees, issue a warning to a user, temporarily suspend a user, temporarily or indefinitely suspend a user’s account privileges, terminate a user’s account, prohibit access to the Site, and take technical and legal steps to keep a user off the Site and refuse to provide services to a user if Individual suspects (by information, investigation, conviction, settlement, insurance or escrow investigation, or otherwise) a user has breached this Agreement or other policy documents or guidelines listed on the Site; Individual is unable to verify or authenticate any of your personal information or Content; or Individual believes that a user is acting inconsistently with the letter or spirit of Individual’s policies, has engaged in improper or fraudulent activity in connection with Individual or the actions may cause legal liability or financial loss to Individual’s users or to Individual.

Privacy.  Individual takes your privacy seriously.  As of the Effective Date of this Agreement, I do not sell or disclose your personally identifiable information to third parties.  However, this policy may change and information may be disclosed in the event of bankruptcy, merger, or acquisition.  Individual uses reasonable data security measures to protect all Content and Site materials.  Like most websites, I use cookies and/or web beacons to enhance your experience, gather general visitor information, and track visits to my website.  This information includes, but is not limited to, IP addresses, browser details, timestamps and referring pages.  None of this information can personally identify specific visitors to this site.  The information is tracked for routine administration and maintenance purposes.

Refund Policy.  Given the nature of online education, I strictly do not allow/issue any refunds.

Disclaimer of Warranties.  Individual makes no representations or warranties as to your use of the Site and the services and assumes no liability or responsibility for the accuracy, or any error or omission, in the Content.  I do not represent or warrant that use of the Service by you will not infringe the rights of third parties.  Third parties may provide some of the content available on the Site. Individual does not guarantee the accuracy, integrity, or quality of the content provided by third parties.  Neither I, nor any of my affiliates, or any of my employees, agents, content providers or licensors, make any representation or warranty of any kind regarding the Site or the Site content whatsoever. 

YOU ACKNOWLEDGE THAT YOU ARE USING THE SITE AT YOUR OWN RISK. INDIVIDUAL, AND HIS OFFICERS, EMPLOYEES, AFFILIATES, AND SUPPLIERS PROVIDE THE SITE AND INDIVIDUAL’S SERVICES “AS IS” AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED OR STATUTORY.  INDIVIDUAL AND HIS OFFICERS, EMPLOYEES, AFFILIATES, AND SUPPLIERS SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, PERFORMANCE, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.  NO ADVICE OR INFORMATION (ORAL OR WRITTEN) OBTAINED BY YOU FROM INDIVIDUAL SHALL CREATE ANY WARRANTY.  SOME COUNTRIES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMER MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM COUNTRY TO COUNTRY. 

Liability Limit.  IN NO EVENT SHALL INDIVIDUAL, AND (AS APPLICABLE) INDIVIDUAL’S OFFICERS, EMPLOYEES, AFFILIATES, OR SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, COMPENSATORY, CONSEQUENTIAL, AND/OR INCIDENTAL, ARISING OUT OF OR RELATING TO THE CONDUCT OF YOU OR ANYONE ELSE IN CONNECTION WITH THE USE OF THE SITE, INDIVIDUAL’S SERVICES, OR THIS AGREEMENT, INCLUDING WITHOUT LIMITATION, LOST PROFITS, BODILY INJURY, EMOTIONAL DISTRESS, OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES.

Indemnity.  YOU AGREE TO INDEMNIFY AND HOLD INDIVIDUAL. AND (AS APPLICABLE) INDIVIDUAL’S OFFICERS, DIRECTORS, AFFILIATES, AGENTS, AND EMPLOYEES, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING ATTORNEYS’ FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR BREACH OF THIS AGREEMENT OR OTHER INDIVIDUAL POLICY DOCUMENTS, OR YOUR VIOLATION OF ANY LAW OR THE RIGHTS OF A THIRD PARTY.

Severability.  If any provision of this Agreement is held unenforceable, then such provision will be modified to reflect the parties’ intention.  All remaining provisions of this Agreement shall remain in full force and effect. 

Individual Service.  Individual reserves the right to modify or terminate the Site services for any reason, without notice, at any time. Individual reserves the right to alter these Terms of Use or other Site policies at any time. Each revised version of these Terms of Use will be posted on the Site. Continued use of the Site constitutes your acceptance of any revised Terms. 

Choice of Law.  This Agreement shall in all respects be interpreted and construed with and by the laws of Scotland, excluding its conflicts of laws rules, and the United Kingdom.

Survival.  Any and all provisions in this Agreement relating to fees, service, content, licensing, information control, dispute resolution, Individual’s intellectual property, data access and site interference, breach of the Agreement, privacy, warranty, limitation of liability, severability, the relationship(s) between and among Individual, Site users, and third parties, and choice of law, survive any termination or expiration of this Agreement. 

Notices.  Except as explicitly stated otherwise, any notices shall be given by postal mail to Lewis Glasgow, Attn: Legal Notices; 91 4/1 Mitchell Street, Glasgow, G1 3LN (in the case of Individual) or, in your case, to the email address you provide to Individual.  Notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid.  Alternatively, Individual may give you notice by certified mail, postage prepaid and return receipt requested, to the address provided to Individual.  In such case, notice shall be deemed given three days after the date of mailing.

Intellectual Property Rights.  I am the owner or the licensee of all intellectual property rights in https://www.lewisglasgow.com, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy and may download extracts, of any page(s) from my site for your personal reference. You must not reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the information received through https://www.lewisglasgow.com to anyone, including but not limited to others in the same company or organisation, or use it for commercial purposes without my express prior written consent. If you breach these terms, your right to use https://www.lewisglasgow.com will cease immediately and you must, at my option, return or destroy any copies of the materials you have made.

Trademark. 

Name: N/A

Logo: N/A

Disclosure.  The services hereunder are offered by Lewis Glasgow, Attn: Legal Notices; 91 4/1 Mitchell Street, Glasgow, G1 3LN.

PRIVACY POLICY

Lewis Glasgow (“Lewis” or “I”) operates the website located at the uniform resource locator (“URL”) https://www.lewisglasgow.com/ (the “Site”). I respect the privacy of all visitors to my site. This Privacy Policy discloses the privacy and information practices for (https://www.lewisglasgow.com/small-print). Please read this policy before using the Site.

You acknowledge that this Privacy Policy is part of my website Term of Use, and by accessing or using the Site, you agree to be bound by all of its terms and conditions. If you do not agree to the Terms of Use, please do not use or access the Site. If you have questions or concerns about my privacy policy or practices, please contact me at hello@lewisglasgow.com.

1. Types of Information Collected.  I may collect certain personally identifiable information that you voluntarily provide to me when you purchase products, create an account, and/or contact me for customer service purposes. The types of information that may be collected include name, address, email address, telephone number, country of origin, and, as applicable, billing information. Other voluntarily provided information may include testimonials, product descriptions and/or reviews, and information provided when you participate in sweepstakes or contests, message boards and chat rooms, and/or other interactive areas of the Site.

You provide certain personally identifiable information to me when you register your email address with me for mailing list or other Site services and/or when you send email messages, submit forms, or transmit other information. If you correspond with me via email, I may retain the content of your email messages, your email address, and our responses. If you pose questions about the services, I may incorporate those questions into an FAQ page.

I may also collect and/or our content server may collect certain non-personally identifiable information from your browser when you visit the Site, such as your IP address, cookies, and data about which pages you visit on the Site. This information helps me to administer the Site, analyse problems my servers or software, and to gather demographic information.

2. How I Use the Information.  I use the information you submit to operate, maintain, and provide the features and functionality of the Service or otherwise in connection with my business in relation to the Site. If you provide an email address, it may be used to send you information, company news, updates, and/or related product or service information. You may unsubscribe from emails at any time by contacting me using the information provided on the Site. Any information you voluntarily submit for posting to the Site (for example, if you submit a testimonial or a question that would be appropriate for an FAQ) becomes available to the public. Even if you remove the content, copies may remain viewable in cached or archived pages if other users have copied or stored your content.

At this time, I do not sell or disclose your personally identifiable information to third parties. However, this policy may change and information may be disclosed in the event of bankruptcy, merger, or acquisition. Further, I may be required by law enforcement or judicial authorities to provide personal information to the appropriate governmental authorities. I will disclose personal information upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. I reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful.

3. Access, Control and Correct Your Personal Information.  I respect your right to access, correct, request deletion or request restriction of my usage of your personal information as required by applicable law. I also take steps to ensure that the personal information I collect is accurate and up to date.

You have the following rights concerning my processing of your personal data:

  • Right to access.
  • Right to rectification.
  • Right to erasure.
  • Right to the restriction of processing.
  • Right to data portability.
  • Right to object (on grounds relating to your particular situation) in case of processing of your personal data based on our legitimate interest (e.g. direct marketing).
  • Right to withdraw your consent at any time in case of any consent-based processing of your personal data without affecting the lawfulness of processing based on consent before your withdrawal.
  • Right to lodge a complaint with a supervisory authority.

You may exercise your legal rights by contacting me via the contact form on the website.

4. Duration.  I retain your personal information for as long as necessary to provide the Services you have requested, or for other essential purposes such as complying with my legal obligations, resolving disputes, and enforcing my policies.

5. Security.  I have put into place appropriate measures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information I collect on the Site. Unfortunately, no data transmission over the internet or any wireless network can be guaranteed to be 100% secure. Although I take appropriate measures to safeguard against unauthorized disclosures of information, I cannot assure you that information I collect will never be disclosed in a manner that is inconsistent with this Privacy Policy.

6. Cookies.  Cookies are pieces of information that a website transfers to an individual’s hard drive that can be retrieved later to identify you. The use of cookies is standard on the internet. I may choose to use cookies in order to monitor website traffic and/or to recognize return visitors as a way to facilitate and customize your use of the Site. Except as described above, I do not use information transferred through cookies for any promotional or marketing purposes, nor do I sell the information to third parties.

Most internet browsers are set to automatically accept cookies. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you reject all cookies, I cannot guarantee that all parts of our site will function properly.

7. Collection of Information by Third Parties.  The Site may contain advertising which provides links to other sites whose information practices may be different than mine. In the course of advertisements being served to you, a unique third-party cookie or other advertising technology may be placed on your browser. This advertising technology uses information derived from your visits to the Site to target advertising within the Site. This information can be used for many purposes, for example, to ensure that you do not see the same advertisements repeatedly. I may also use this information to help select and display targeted advertisements that I believe may be of interest to you (sometimes called “online behavioural advertising” or “OBA”). I may also use web beacons, provided by third-party advertising companies, to help manage and optimize my online advertising. Web beacons enable me to recognize a browser’s cookie when a browser visits the Site, to learn which banner ads bring users to my Site and to deliver more relevant advertising. For more information about online advertising, please visit http://www.aboutads.info/consumers.

In addition, my advertisers may use other third-party advertising technologies to target advertising on the Site and other websites. I have no control over information that is submitted to, or collected by, these third parties. Each third party has its own privacy policy, and customers should consult the third party privacy policy before providing any personal information. Please contact these third parties directly if you have any questions about their use of the information that they collect.

8. Children’s Privacy.  The Site is in no way directed at or intended for children and/or any persons under the age of 18. As such, I do not knowingly collect personal information from children under 13 years of age without the prior, verifiable consent of a parent or legal representative. Website visitors may be asked to provide their date of birth or a parent’s email address as a verification mechanism. If I become aware that a child has posted any personal information on my website, I will remove the content.

9. Miscellaneous.  This Privacy Policy and all claims or issues regarding our site shall be governed according to Scottish Law, without giving effect to any conflicts of laws principles. Except as otherwise required by law, any legal action concerning this Privacy Policy or my site must be brought within one (1) year after the claim or cause of action arises and must be brought in Scotland, United Kingdom. You hereby waive any argument that any such court does not have jurisdiction over you or such dispute or that venue in any such court is not appropriate or convenient.

If any part of this Privacy Policy is deemed invalid or enforceable, the remainder of this Privacy Policy shall continue in effect. Any failure to insist upon strict enforcement of this policy shall not be construed as a waiver of any provision of right contained in this policy.

10. Your Acceptance of These Terms.  By using the Site, you signify your assent to this Privacy Policy. If you do not agree to this policy, please do not use the Site. I reserve the right to change, modify, add, or remove portions of this policy at any time. If I change my privacy policy, I will post those changes on this page. Please check this page periodically for changes. Your continued use of this site following the posting of changes will signify your acceptance of those changes.

11. Contact Us.  Please contact me if you have any questions or concerns about my Privacy Policy.

Lewis Glasgow
hello@lewisglasgow.com
91 4/1 Mitchell Street
Glasgow, G1 3LN